:root{
  --jota-blue:#073e93;
  --jota-blue-deep:#052b68;
  --jota-blue-soft:#eaf1fb;
  --jota-ink:#101827;
  --jota-muted:#667085;
  --jota-line:#dce3ec;
  --jota-bg:#f7f8fa;
  --jota-white:#fff;
  --jota-success:#0b7d58;
  --jota-shadow:0 22px 60px rgba(22,46,85,.10);
}
*{box-sizing:border-box}
html{scroll-behavior:smooth}
body{margin:0;font-family:"Manrope",system-ui,-apple-system,BlinkMacSystemFont,"Segoe UI",sans-serif;color:var(--jota-ink);background:#fff;overflow-x:hidden;font-weight:500}
a{text-decoration:none;color:inherit}img{max-width:100%}::selection{background:var(--jota-blue);color:#fff}

/* identidade Jota: institucional, clara e comercial */
.jota-header{position:sticky;top:0;z-index:1030;background:#fff;border-bottom:1px solid rgba(16,24,39,.08);box-shadow:0 8px 25px rgba(19,37,65,.04)}
.jota-topline{min-height:30px;background:var(--jota-blue-deep);color:#e9f1ff;font-size:.68rem;font-weight:700}
.jota-topline .container{min-height:30px}.jota-topline span,.jota-topline a{display:flex;align-items:center;gap:6px}.jota-topline a:hover{color:#fff}
.jota-navbar{min-height:78px}.jota-logo{height:49px;width:auto}.jota-nav{gap:4px}.jota-nav .nav-link{font-size:.84rem;font-weight:800;color:#4b5565!important;padding:.9rem .72rem!important;position:relative}.jota-nav .nav-link:after{content:"";position:absolute;left:.72rem;right:.72rem;bottom:.45rem;height:2px;background:var(--jota-blue);transform:scaleX(0);transform-origin:left;transition:.2s}.jota-nav .nav-link:hover,.jota-nav .nav-link.active{color:var(--jota-blue)!important}.jota-nav .nav-link:hover:after,.jota-nav .nav-link.active:after{transform:scaleX(1)}

.btn-jota,.btn-jota-outline,.btn-light-jota{position:relative;display:inline-flex;align-items:center;justify-content:center;gap:.55rem;font-weight:800;border-radius:0;padding:.9rem 1.2rem;transition:.18s ease;clip-path:polygon(0 0,calc(100% - 13px) 0,100% 13px,100% 100%,0 100%)}
.btn-jota{border:1px solid var(--jota-blue);background:var(--jota-blue);color:#fff!important}.btn-jota:hover{background:var(--jota-blue-deep);border-color:var(--jota-blue-deep);transform:translate(-2px,-2px);box-shadow:5px 5px 0 rgba(7,62,147,.16)}
.btn-jota-outline{border:1px solid #b7c1cf;background:#fff;color:var(--jota-ink)!important}.btn-jota-outline:hover{border-color:var(--jota-blue);color:var(--jota-blue)!important;transform:translate(-2px,-2px)}
.btn-light-jota{background:#fff;color:var(--jota-blue)!important;border:1px solid #fff}.btn-light-jota:hover{transform:translate(-2px,-2px);box-shadow:5px 5px 0 rgba(0,0,0,.18)}
.btn-header{font-size:.78rem;padding:.76rem 1rem}.text-link{display:inline-flex;align-items:center;gap:.5rem;font-weight:800;border-bottom:1px solid currentColor;padding-bottom:.12rem;color:var(--jota-ink)}.text-link:hover{color:var(--jota-blue)}

.hero{position:relative;overflow:hidden;background:linear-gradient(135deg,#fff 0%,#fff 66%,#f3f6fb 66%,#f3f6fb 100%)}
.hero:after{content:"";position:absolute;right:-90px;top:-180px;width:560px;height:560px;border:105px solid rgba(7,62,147,.055);border-radius:50%;pointer-events:none}
.hero-layout{display:grid;grid-template-columns:minmax(0,1.06fr) minmax(400px,.76fr);gap:6vw;align-items:center;min-height:690px;padding:78px 0 72px;position:relative;z-index:2}
.hero-copy{max-width:760px}.eyebrow{display:inline-flex;align-items:center;gap:8px;color:var(--jota-blue);font-size:.74rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;padding-left:12px;border-left:4px solid var(--jota-blue)}
.hero h1{font-size:clamp(3.15rem,5.7vw,6.15rem);line-height:.91;letter-spacing:-.065em;font-weight:800;margin:1.25rem 0 1.35rem;max-width:850px}.hero h1 em{font-style:normal;color:var(--jota-blue)}
.hero-sub{font-size:1.06rem;line-height:1.78;color:#4f5b6d;max-width:680px;margin:0}.hero-actions{display:flex;align-items:center;gap:1.4rem;flex-wrap:wrap;margin-top:31px}
.hero-benefits{display:grid;grid-template-columns:repeat(3,1fr);gap:12px;margin-top:44px;max-width:760px}.hero-benefits>div{display:flex;gap:11px;align-items:flex-start;padding-top:16px;border-top:1px solid var(--jota-line)}.hero-benefits svg{width:22px;height:22px;color:var(--jota-blue);flex:0 0 auto}.hero-benefits span{display:block;color:#667085;font-size:.73rem;line-height:1.42}.hero-benefits strong{display:block;color:var(--jota-ink);font-size:.8rem;margin-bottom:2px}
.hero-simulator-zone{position:relative;z-index:3;padding:44px 0 36px 28px}.hero-blue-shape{position:absolute;z-index:-1;right:-12vw;top:-60px;bottom:-60px;left:0;background:var(--jota-blue);clip-path:polygon(13% 0,100% 0,100% 100%,0 100%)}.simulator-intro{color:#fff;padding:0 20px 18px 26px}.simulator-intro span{display:block;font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;opacity:.75}.simulator-intro strong{display:block;font-size:1.18rem;margin-top:4px;letter-spacing:-.02em}
.simulator-card{background:#fff;border:1px solid rgba(13,39,79,.18);padding:28px;box-shadow:0 24px 70px rgba(1,25,63,.28);clip-path:polygon(0 0,calc(100% - 24px) 0,100% 24px,100% 100%,0 100%)}.sim-head{display:flex;justify-content:space-between;gap:1rem;align-items:flex-start;margin-bottom:20px}.sim-head>svg{color:var(--jota-blue)}.sim-title{font-size:1.32rem;font-weight:800;letter-spacing:-.035em}.sim-note{color:var(--jota-muted);font-size:.78rem;margin-top:4px}
.sim-tabs{display:grid;grid-template-columns:1fr 1fr;gap:8px;margin-bottom:17px}.sim-tab{display:flex;align-items:center;justify-content:center;gap:8px;border:1px solid #cbd4df;background:#fff;padding:.76rem .8rem;font-weight:800;color:#475467;transition:.17s}.sim-tab.active{border-color:var(--jota-blue);background:var(--jota-blue-soft);color:var(--jota-blue)}.sim-tab:hover{border-color:var(--jota-blue)}
.range-wrap{background:#f8fafc;border:1px solid var(--jota-line);padding:16px 17px;margin-bottom:12px}.range-meta{display:flex;align-items:flex-end;justify-content:space-between;gap:1rem;margin-bottom:12px}.range-meta span,.range-limits,.sim-fields label>span{font-size:.67rem;font-weight:700;color:#667085}.range-meta strong{font-size:1.55rem;color:var(--jota-blue);letter-spacing:-.04em}.range-limits{display:flex;justify-content:space-between;margin-top:5px}.form-range::-webkit-slider-thumb{background:var(--jota-blue);border-radius:0}.form-range::-moz-range-thumb{background:var(--jota-blue);border-radius:0}
.sim-result{display:grid;grid-template-columns:1.2fr .8fr;border:1px solid var(--jota-line);margin:0 0 12px}.sim-result>div{padding:13px 14px;border-right:1px solid var(--jota-line);background:#fff}.sim-result>div:last-child{border-right:0;background:#f7f9fc}.sim-result small{display:block;color:#7b8492;margin-bottom:3px;font-size:.68rem}.sim-result strong{font-size:1.05rem;color:var(--jota-ink)}.sim-fields{display:grid;grid-template-columns:1fr 1fr;gap:9px;margin-bottom:9px}.sim-fields label{display:block}.sim-fields label>span{display:block;margin:0 0 5px}.sim-disclaimer{display:block;color:#7a8390;margin-top:10px;font-size:.63rem;line-height:1.5}

.confidence-bar{background:#fff;border-top:1px solid var(--jota-line);border-bottom:1px solid var(--jota-line)}.confidence-grid{display:grid;grid-template-columns:1.25fr repeat(3,1fr)}.confidence-grid>div{min-height:95px;display:flex;align-items:center;gap:12px;padding:18px 22px;border-right:1px solid var(--jota-line)}.confidence-grid>div:first-child{border-left:1px solid var(--jota-line)}.confidence-grid svg{color:var(--jota-blue);width:23px}.confidence-grid span{display:block;font-size:.69rem;color:#7b8492;line-height:1.4}.confidence-grid strong{display:block;color:var(--jota-ink);font-size:.78rem;margin-bottom:2px}.confidence-brand{gap:18px!important}.confidence-brand img{height:42px;width:auto}.confidence-brand span{max-width:155px}
.partner-rail{padding:18px 0;background:var(--jota-blue-soft);border-bottom:1px solid #d1deef}.partner-line{display:flex;align-items:center;justify-content:center;gap:24px;flex-wrap:wrap;color:#4a5870;font-size:.79rem}.partner-line>div{display:flex;align-items:center;gap:9px}.partner-line svg{color:var(--jota-blue)}.partner-line>div span{font-size:.72rem;color:#69758a}.partner-line a{font-weight:800;color:var(--jota-blue)}

.section{padding:104px 0}.section-kicker{display:block;color:var(--jota-blue);font-size:.72rem;letter-spacing:.09em;text-transform:uppercase;font-weight:800;margin-bottom:.78rem}.section-title{font-size:clamp(2.25rem,4.1vw,4.35rem);font-weight:800;letter-spacing:-.055em;line-height:.98;margin:0}.section-lead{font-size:.98rem;line-height:1.8;color:var(--jota-muted);margin:0}.section-heading{margin-bottom:52px}.centered-heading{text-align:center;max-width:860px;margin-left:auto;margin-right:auto}.centered-heading .section-lead{max-width:690px;margin:18px auto 0}.split-heading{display:grid;grid-template-columns:1.1fr .7fr;gap:8vw;align-items:end}.split-heading .text-link{margin-top:20px}

.section-goals{background:#fff}.goal-grid{display:grid;grid-template-columns:1fr 1fr;gap:18px}.goal-card{position:relative;min-height:390px;padding:36px;overflow:hidden;color:#fff;display:flex;flex-direction:column;justify-content:space-between;clip-path:polygon(0 0,calc(100% - 28px) 0,100% 28px,100% 100%,0 100%);transition:.22s}.goal-card:before{content:"";position:absolute;inset:0;z-index:0;background:linear-gradient(120deg,rgba(3,30,72,.98),rgba(7,62,147,.88))}.goal-home:before{background:linear-gradient(120deg,#0b2858,#164f9f)}.goal-card:after{content:"";position:absolute;right:-80px;bottom:-90px;width:280px;height:280px;border:55px solid rgba(255,255,255,.09);border-radius:50%;z-index:0}.goal-card:hover{transform:translateY(-5px);box-shadow:var(--jota-shadow)}.goal-icon,.goal-content{position:relative;z-index:2}.goal-icon{width:54px;height:54px;display:grid;place-items:center;background:#fff;color:var(--jota-blue);clip-path:polygon(0 0,calc(100% - 10px) 0,100% 10px,100% 100%,0 100%)}.goal-icon svg{width:27px;height:27px}.goal-content{max-width:500px}.goal-content>span{font-size:.72rem;font-weight:800;text-transform:uppercase;letter-spacing:.08em;opacity:.75}.goal-content h3{font-size:clamp(1.9rem,3vw,3.1rem);line-height:1.02;letter-spacing:-.045em;font-weight:800;margin:.7rem 0 .9rem}.goal-content p{max-width:440px;line-height:1.68;color:#d9e5f9;font-size:.9rem}.goal-content strong{display:inline-flex;align-items:center;gap:8px;margin-top:12px;border-bottom:1px solid rgba(255,255,255,.7);padding-bottom:3px;font-size:.82rem}

.section-credit{background:var(--jota-bg);border-top:1px solid #edf0f4;border-bottom:1px solid #edf0f4}.credit-grid{display:grid;grid-template-columns:repeat(3,1fr);gap:14px}.offer-card{background:#fff;border:1px solid var(--jota-line);display:flex;flex-direction:column;min-height:330px;transition:.2s;position:relative;overflow:hidden}.offer-card:before{content:"";position:absolute;left:0;top:0;width:100%;height:4px;background:var(--jota-blue);transform:scaleX(.18);transform-origin:left;transition:.22s}.offer-card:hover{transform:translateY(-4px);border-color:#b9c9dd;box-shadow:0 18px 40px rgba(27,55,93,.09)}.offer-card:hover:before{transform:scaleX(1)}.offer-head{display:flex;align-items:center;justify-content:space-between;gap:12px;padding:18px 20px 0}.offer-type{display:inline-flex;align-items:center;gap:7px;color:var(--jota-blue);font-size:.72rem;font-weight:800}.offer-badge{font-size:.63rem;font-weight:700;background:#eef4fc;color:#56667c;padding:6px 8px}.offer-body{padding:16px 20px 20px;display:flex;flex-direction:column;flex:1}.offer-body h3{font-size:1rem;font-weight:800;margin:0 0 25px}.offer-caption{font-size:.66rem;color:#7b8492;font-weight:700}.offer-credit{font-size:2rem;color:var(--jota-blue);font-weight:800;letter-spacing:-.055em;margin:4px 0 18px}.offer-line{display:flex;justify-content:space-between;gap:12px;align-items:center;padding:13px 0;border-top:1px solid var(--jota-line);border-bottom:1px solid var(--jota-line);font-size:.72rem;color:#687386}.offer-line strong{color:var(--jota-ink);font-size:.84rem}.offer-action{display:flex;align-items:center;justify-content:space-between;gap:10px;margin-top:auto;padding-top:18px;color:var(--jota-blue);font-weight:800;font-size:.76rem}.offer-action:hover{color:var(--jota-blue-deep)}.offer-visual{display:none}.legal-note{font-size:.66rem;color:#7a8390;line-height:1.6;margin:14px 0 0}

.section-benefits{position:relative;background:var(--jota-blue-deep);color:#fff;overflow:hidden}.section-benefits:after{content:"";position:absolute;right:-160px;top:-100px;width:620px;height:620px;border:120px solid rgba(255,255,255,.035);border-radius:50%}.benefits-layout{position:relative;z-index:2;display:grid;grid-template-columns:.82fr 1.18fr;gap:9vw;align-items:start}.benefits-intro{position:sticky;top:150px}.light-kicker{color:#a9c6f1}.benefits-intro .section-title{color:#fff}.benefits-intro .section-lead{color:#c8d5e8;margin:18px 0 28px;max-width:520px}.benefit-list{border-top:1px solid rgba(255,255,255,.17)}.benefit-list article{display:grid;grid-template-columns:58px 1fr;gap:20px;padding:26px 0;border-bottom:1px solid rgba(255,255,255,.17)}.benefit-icon{width:48px;height:48px;display:grid;place-items:center;background:#fff;color:var(--jota-blue);clip-path:polygon(0 0,calc(100% - 9px) 0,100% 9px,100% 100%,0 100%)}.benefit-list h3{font-size:1.18rem;font-weight:800;margin:0 0 7px}.benefit-list p{color:#bfcde0;line-height:1.68;font-size:.85rem;margin:0}

.section-process{background:#fff}.process-heading{margin-bottom:48px}.process-cards{display:grid;grid-template-columns:repeat(4,1fr);gap:0;border:1px solid var(--jota-line)}.process-cards article{position:relative;padding:27px 23px 30px;min-height:270px;border-right:1px solid var(--jota-line);background:#fff}.process-cards article:last-child{border-right:0}.process-cards article>span{position:absolute;right:18px;top:14px;font-size:3.6rem;font-weight:800;color:#eef2f7;line-height:1}.process-cards article>svg{width:28px;height:28px;color:var(--jota-blue);margin-bottom:55px;position:relative;z-index:2}.process-cards h3{font-size:1.08rem;font-weight:800;margin:0 0 8px}.process-cards p{color:#6c7685;line-height:1.65;font-size:.82rem;margin:0}

.section-compare{background:var(--jota-bg);border-top:1px solid #edf0f4}.compare-layout{display:grid;grid-template-columns:.78fr 1.22fr;gap:7vw;align-items:center}.compare-copy .section-lead{margin:18px 0 27px}.comparison{background:#fff;border:1px solid var(--jota-line);overflow:hidden}.comparison-row{display:grid;grid-template-columns:1.2fr 1fr 1fr;border-bottom:1px solid var(--jota-line)}.comparison-row:last-child{border-bottom:0}.comparison-row>div{padding:18px 20px;border-right:1px solid var(--jota-line);font-size:.79rem;display:flex;align-items:center;gap:6px}.comparison-row>div:last-child{border-right:0}.comparison-row>div:first-child{font-weight:800;color:#344054}.comparison-head{background:#eef3fa}.comparison-head>div{font-weight:800!important;color:#475467!important;font-size:.7rem}.comparison-good{color:var(--jota-success)!important;font-weight:800}

.section-faq{background:#fff}.faq-layout{display:grid;grid-template-columns:minmax(280px,.72fr) minmax(0,1.28fr);gap:8vw}.faq-intro .section-lead{margin:18px 0 24px}.faq .accordion{border-top:1px solid var(--jota-line)}.faq .accordion-item{border:0;border-bottom:1px solid var(--jota-line);border-radius:0!important;background:transparent}.faq .accordion-button{font-weight:800;padding:1.3rem 0;background:transparent!important;box-shadow:none!important;color:var(--jota-ink)!important;font-size:.94rem}.faq .accordion-button:not(.collapsed){color:var(--jota-blue)!important}.faq .accordion-body{padding:0 30px 1.35rem 0;color:var(--jota-muted);line-height:1.72;font-size:.88rem}

/* páginas internas */
.section-soft{background:var(--jota-bg);border-top:1px solid #edf0f4;border-bottom:1px solid #edf0f4}.section-dark{background:var(--jota-blue-deep);color:#fff}.section-dark .section-lead{color:#c5d2e5}
.feature-card{height:100%;padding:26px;background:#fff;border:1px solid var(--jota-line);border-radius:0;transition:.18s;position:relative;clip-path:polygon(0 0,calc(100% - 14px) 0,100% 14px,100% 100%,0 100%)}.feature-card:hover{transform:translateY(-3px);border-color:#b8c8dc;box-shadow:0 14px 35px rgba(27,55,93,.08)}.icon-box{width:46px;height:46px;display:grid;place-items:center;background:var(--jota-blue-soft);color:var(--jota-blue);margin-bottom:22px;clip-path:polygon(0 0,calc(100% - 9px) 0,100% 9px,100% 100%,0 100%)}.feature-card h3{font-size:1.04rem;font-weight:800;margin-bottom:.55rem}.feature-card p{color:var(--jota-muted);font-size:.84rem;line-height:1.68;margin:0}
.page-hero{position:relative;padding:88px 0 72px;background:linear-gradient(110deg,#f8fafc 0%,#fff 62%,#eaf1fb 62%,#eaf1fb 100%);border-bottom:1px solid var(--jota-line);overflow:hidden}.page-hero:after{content:"";position:absolute;right:-110px;top:-150px;width:420px;height:420px;border:80px solid rgba(7,62,147,.06);border-radius:50%}.page-hero>.container{position:relative;z-index:2}.page-hero h1{font-size:clamp(3rem,5.8vw,5.8rem);font-weight:800;letter-spacing:-.065em;line-height:.93;max-width:980px}.page-hero p{color:#566275;font-size:1rem;line-height:1.75;max-width:720px}.content-prose{max-width:900px}.content-prose h2{font-size:1.55rem;font-weight:800;margin-top:2.6rem;letter-spacing:-.03em}.content-prose p,.content-prose li{color:#4f5b6d;line-height:1.85}
.steps{display:grid;gap:12px}.step-row{display:grid;grid-template-columns:54px 1fr;gap:18px;padding:22px;border:1px solid var(--jota-line);background:#fff}.step-number{width:42px;height:42px;display:grid;place-items:center;background:var(--jota-blue-soft);color:var(--jota-blue);font-weight:800}.step-row h3{font-size:1.06rem;font-weight:800;margin:0 0 7px;color:inherit}.step-row p{color:var(--jota-muted);margin:0;line-height:1.65;font-size:.86rem}.section-dark .step-row{background:rgba(255,255,255,.04);border-color:rgba(255,255,255,.14)}.section-dark .step-row p{color:#c4d0e1}
.range-value{font-size:1.8rem;color:var(--jota-blue);font-weight:800;letter-spacing:-.05em;margin:.2rem 0 .65rem}

.form-control,.form-select{border:1px solid #c9d2dd;border-radius:0;padding:.8rem .9rem;box-shadow:none!important;background:#fff;font-size:.86rem}.form-control:focus,.form-select:focus{border-color:var(--jota-blue);box-shadow:inset 3px 0 0 var(--jota-blue)!important}.form-label{font-size:.69rem;font-weight:800;color:#566173}

.footer-cta{background:#fff;padding:82px 0 0}.cta-panel{background:var(--jota-blue);color:#fff;padding:42px 44px;display:grid;grid-template-columns:1fr auto;gap:45px;align-items:end;clip-path:polygon(0 0,calc(100% - 32px) 0,100% 32px,100% 100%,0 100%);position:relative;overflow:hidden}.cta-panel:after{content:"";position:absolute;right:-110px;top:-100px;width:300px;height:300px;border:55px solid rgba(255,255,255,.08);border-radius:50%}.cta-copy{position:relative;z-index:2;max-width:780px}.cta-copy>span{font-size:.72rem;font-weight:800;letter-spacing:.08em;text-transform:uppercase;color:#b9d0f1}.cta-panel h2{font-size:clamp(1.9rem,3.4vw,3.45rem);font-weight:800;letter-spacing:-.05em;line-height:1.02;margin:.55rem 0 .8rem}.cta-panel p{color:#d1def1;max-width:680px;margin:0;line-height:1.65}.cta-panel .btn-light-jota{position:relative;z-index:2;white-space:nowrap}
.footer{background:#0c1524;color:#fff;padding:66px 0 22px;border-top:8px solid var(--jota-blue)}.footer-main{display:grid;grid-template-columns:1.1fr 1.5fr .75fr;gap:6vw}.footer-logo{height:48px;filter:brightness(0) invert(1);margin-bottom:20px}.footer-brand>p{color:#aeb9c9;max-width:400px;font-size:.83rem;line-height:1.72}.footer-company{display:flex;flex-direction:column;gap:4px;margin-top:18px;font-size:.74rem;color:#8996a8}.footer-company strong{color:#fff}.footer-links{display:grid;grid-template-columns:repeat(3,1fr);gap:28px}.footer h6{font-size:.72rem;font-weight:800;color:#fff;margin-bottom:15px}.footer-links a,.footer-contact a,.footer-contact p{display:block;color:#aeb9c9;font-size:.78rem;line-height:1.65;margin-bottom:8px}.footer a:hover{color:#fff}.footer-whatsapp{display:inline-flex!important;align-items:center;gap:8px!important;color:#fff!important;border-bottom:1px solid #6c7b90;padding-bottom:5px;margin-top:12px}.footer-bottom{display:flex;justify-content:space-between;gap:30px;border-top:1px solid #263143;margin-top:45px;padding-top:18px;font-size:.68rem;color:#7e8b9e}
.whatsapp-float{position:fixed;right:18px;bottom:18px;width:54px;height:54px;border-radius:0;clip-path:polygon(0 0,calc(100% - 12px) 0,100% 12px,100% 100%,0 100%);display:grid;place-items:center;background:#16ad5b;color:#fff!important;box-shadow:0 12px 28px rgba(0,0,0,.22);z-index:1050;transition:.18s}.whatsapp-float:hover{transform:translateY(-3px)}
.cookie-banner{position:fixed;left:20px;right:20px;bottom:20px;max-width:940px;margin:auto;background:#101827;color:#fff;border:1px solid #344054;padding:16px 18px;z-index:2000;display:none;box-shadow:0 20px 50px rgba(0,0,0,.28)}.cookie-banner.show{display:block}.cookie-inner{display:flex;gap:18px;align-items:center;justify-content:space-between}.cookie-banner p{margin:0;color:#c7d0dc;font-size:.78rem;line-height:1.5}.cookie-banner a{color:#fff;text-decoration:underline}.cookie-actions{display:flex;gap:8px;flex-shrink:0}

@media(max-width:1199.98px){.hero-layout{grid-template-columns:minmax(0,1fr) 410px;gap:38px}.hero h1{font-size:5rem}.confidence-grid{grid-template-columns:1.1fr repeat(3,1fr)}.goal-card{min-height:370px}.benefits-layout{gap:60px}.compare-layout{gap:55px}}
@media(max-width:991.98px){
 .jota-navbar{min-height:70px}.jota-navbar .navbar-collapse{border-top:1px solid var(--jota-line);margin-top:12px;padding:10px 0 18px}.jota-nav .nav-link{border-bottom:1px solid #edf0f4;padding:.8rem 0!important}.jota-nav .nav-link:after{display:none}
 .hero{background:#fff}.hero-layout{grid-template-columns:1fr;gap:48px;padding:62px 0 0}.hero-copy{max-width:760px}.hero h1{font-size:clamp(3.4rem,9vw,5.4rem)}.hero-simulator-zone{max-width:650px;width:100%;justify-self:center;padding:44px 30px 70px}.hero-blue-shape{left:-100vw;right:-100vw;top:0;bottom:0;clip-path:polygon(0 9%,100% 0,100% 100%,0 100%)}.simulator-intro{padding-left:0}
 .confidence-grid{grid-template-columns:1fr 1fr}.confidence-grid>div:nth-child(2){border-right:1px solid var(--jota-line)}.confidence-grid>div:nth-child(3){border-left:1px solid var(--jota-line)}
 .goal-grid,.split-heading,.benefits-layout,.compare-layout,.faq-layout{grid-template-columns:1fr}.benefits-intro{position:relative;top:auto;max-width:650px}.credit-grid{grid-template-columns:1fr 1fr}.process-cards{grid-template-columns:1fr 1fr}.process-cards article:nth-child(2){border-right:0}.process-cards article:nth-child(-n+2){border-bottom:1px solid var(--jota-line)}.cta-panel{grid-template-columns:1fr}.footer-main{grid-template-columns:1fr 1fr}.footer-brand{grid-column:1/-1}.footer-contact{justify-self:start}
}
@media(max-width:767.98px){
 .jota-topline{font-size:.6rem}.section{padding:76px 0}.hero-layout{padding-top:46px}.hero h1{font-size:clamp(3rem,13vw,4.25rem)}.hero-sub{font-size:.94rem}.hero-benefits{grid-template-columns:1fr;gap:8px;margin-top:34px}.hero-benefits>div{padding-top:11px}.hero-simulator-zone{padding:38px 0 64px}.simulator-card{padding:20px}.sim-fields,.sim-result{grid-template-columns:1fr}.sim-result>div{border-right:0;border-bottom:1px solid var(--jota-line)}.sim-result>div:last-child{border-bottom:0}.range-meta{align-items:flex-start;flex-direction:column;gap:4px}
 .confidence-grid{grid-template-columns:1fr}.confidence-grid>div,.confidence-grid>div:first-child,.confidence-grid>div:nth-child(3){border-left:1px solid var(--jota-line);border-right:1px solid var(--jota-line);border-bottom:1px solid var(--jota-line)}.confidence-grid>div:last-child{border-bottom:0}.confidence-brand{display:none!important}
 .section-title{font-size:clamp(2.35rem,10vw,3.55rem)}.section-heading{margin-bottom:38px}.goal-grid,.credit-grid{grid-template-columns:1fr}.goal-card{min-height:360px;padding:28px}.goal-content h3{font-size:2.25rem}.process-cards{grid-template-columns:1fr}.process-cards article{border-right:0;border-bottom:1px solid var(--jota-line)!important;min-height:auto}.process-cards article:last-child{border-bottom:0!important}.process-cards article>svg{margin-bottom:35px}
 .comparison-row{grid-template-columns:1fr}.comparison-head{display:none}.comparison-row>div{border-right:0;border-bottom:1px solid var(--jota-line)}.comparison-row>div:last-child{border-bottom:0}.comparison-row>div:nth-child(2):before,.comparison-row>div:nth-child(3):before{display:block;font-size:.62rem;font-weight:800;color:#8993a2;margin-right:auto}.comparison-row>div:nth-child(2):before{content:"Consórcio"}.comparison-row>div:nth-child(3):before{content:"Financiamento"}
 .page-hero{padding:64px 0 50px;background:#f8fafc}.page-hero h1{font-size:clamp(3rem,12vw,4.5rem)}.cta-panel{padding:31px 24px}.footer-main{grid-template-columns:1fr}.footer-links{grid-template-columns:1fr 1fr}.footer-bottom{flex-direction:column;gap:8px}.cookie-inner{align-items:flex-start;flex-direction:column}.cookie-actions{width:100%}.cookie-actions .btn{width:100%}.whatsapp-float{bottom:92px}
}
@media(max-width:480px){.hero-actions{align-items:flex-start;flex-direction:column}.sim-tabs{grid-template-columns:1fr}.goal-content h3{font-size:1.95rem}.footer-links{grid-template-columns:1fr 1fr}.footer-contact{grid-column:1/-1}}

/* PATCH 03 — conversão, acessibilidade e responsividade */
.skip-link{position:fixed;left:16px;top:10px;z-index:9999;transform:translateY(-180%);background:#fff;color:var(--jota-blue);border:2px solid var(--jota-blue);padding:.7rem 1rem;font-weight:800;transition:.15s}
.skip-link:focus{transform:translateY(0)}
:where(a,button,input,select,textarea,[tabindex]):focus-visible{outline:3px solid rgba(7,62,147,.34);outline-offset:3px}
button,.btn-jota,.btn-jota-outline,.btn-light-jota{min-height:44px}

/* mantém o texto branco totalmente dentro do plano azul inclinado */
.simulator-intro{padding-left:74px;padding-right:20px;max-width:430px}
.simulator-intro span,.simulator-intro strong{text-shadow:0 1px 1px rgba(0,0,0,.08)}

.sim-progress{display:grid;grid-template-columns:auto 1fr auto;gap:10px;align-items:center;margin:-4px 0 22px;color:#8a94a5;font-size:.66rem;font-weight:800;text-transform:uppercase;letter-spacing:.045em}
.sim-progress>i{height:1px;background:#dfe5ed;display:block}
.sim-progress span{display:inline-flex;align-items:center;gap:7px;white-space:nowrap}
.sim-progress b{width:24px;height:24px;border:1px solid #cbd4df;display:inline-grid;place-items:center;color:#667085;background:#fff;font-size:.65rem}
.sim-progress span.active{color:var(--jota-blue)}.sim-progress span.active b{background:var(--jota-blue);color:#fff;border-color:var(--jota-blue)}
.sim-progress span.done{color:#4e6078}.sim-progress span.done b{background:#eaf1fb;border-color:#aebfd8;color:var(--jota-blue)}
.sim-step[hidden]{display:none!important}.sim-step{animation:simStepIn .22s ease both}@keyframes simStepIn{from{opacity:0;transform:translateY(5px)}to{opacity:1;transform:none}}
.sim-fields-contact{margin-bottom:13px}.sim-privacy{display:flex;gap:7px;align-items:flex-start;color:#7a8390;font-size:.66rem;line-height:1.5;margin:0 0 14px}.sim-privacy svg{flex:0 0 auto;margin-top:1px;color:var(--jota-blue)}.sim-privacy a{color:var(--jota-blue);font-weight:800;text-decoration:underline;text-underline-offset:2px}
.sim-edit-contact{display:inline-flex;align-items:center;gap:6px;border:0;background:transparent;padding:0 0 10px;color:#657188;font-size:.7rem;font-weight:800}.sim-edit-contact:hover{color:var(--jota-blue)}
.sim-feedback{min-height:0;margin-top:9px;font-size:.72rem;line-height:1.45}.sim-feedback:not(:empty){min-height:20px}.sim-feedback.is-error{color:#b42318}.sim-feedback.is-success{color:#067647}
.sim-submit[disabled],[data-sim-identify][disabled]{opacity:.68;cursor:wait}

/* Central de documentos */
.documents-hero{padding-bottom:62px}.documents-section{background:#f7f8fa}.documents-layout{display:grid;grid-template-columns:320px minmax(0,1fr);gap:42px;align-items:start}.documents-sidebar{position:sticky;top:132px;background:#fff;border:1px solid var(--jota-line)}
.documents-sidebar-head{padding:23px 22px;border-bottom:1px solid var(--jota-line);display:flex;flex-direction:column;gap:3px}.documents-sidebar-head span{font-size:.67rem;color:var(--jota-blue);font-weight:800;text-transform:uppercase;letter-spacing:.08em}.documents-sidebar-head strong{font-size:.98rem}
.documents-nav{display:flex;flex-direction:column}.documents-nav a{display:grid;grid-template-columns:22px 1fr 16px;gap:12px;align-items:start;padding:17px 18px;border-bottom:1px solid var(--jota-line);color:#556173;transition:.16s}.documents-nav a>svg:first-child{color:#8793a5;margin-top:2px}.documents-nav a>svg:last-child{margin-top:3px}.documents-nav a span{display:flex;flex-direction:column;gap:3px}.documents-nav a strong{font-size:.79rem;color:var(--jota-ink)}.documents-nav a small{font-size:.63rem;line-height:1.45;color:#7a8493}.documents-nav a:hover,.documents-nav a.active{background:#edf3fc;color:var(--jota-blue)}.documents-nav a.active{box-shadow:inset 4px 0 0 var(--jota-blue)}.documents-nav a.active>svg,.documents-nav a.active strong{color:var(--jota-blue)}
.documents-help{padding:21px;background:var(--jota-blue-deep);color:#fff}.documents-help>svg{color:#9fc0ef;margin-bottom:14px}.documents-help strong{display:block;font-size:.86rem}.documents-help p{font-size:.68rem;line-height:1.55;color:#bfcee3;margin:6px 0 13px}.documents-help a{display:inline-flex;align-items:center;gap:5px;font-size:.7rem;font-weight:800;border-bottom:1px solid #698ab8;padding-bottom:3px}
.documents-content{max-width:none;background:#fff;border:1px solid var(--jota-line);padding:44px 50px}.document-title{border-bottom:1px solid var(--jota-line);padding-bottom:27px;margin-bottom:30px}.document-title>span{font-size:.68rem;color:var(--jota-blue);text-transform:uppercase;letter-spacing:.08em;font-weight:800}.document-title h2{font-size:clamp(2rem,3vw,3.2rem);line-height:1;letter-spacing:-.05em;margin:.5rem 0 .65rem}.document-title p{margin:0;color:var(--jota-muted)}
.documents-content h3{font-size:1.1rem;font-weight:800;letter-spacing:-.025em;margin:2.1rem 0 .55rem}.documents-content p,.documents-content li{font-size:.9rem}.documents-content a{color:var(--jota-blue);font-weight:700}.document-notice,.official-source{display:flex;gap:16px;align-items:flex-start;background:#eef4fd;border-left:4px solid var(--jota-blue);padding:17px 18px;margin-bottom:28px}.document-notice>svg,.official-source>svg{color:var(--jota-blue);flex:0 0 auto}.document-notice div,.official-source div{display:flex;flex-direction:column;gap:3px}.document-notice strong,.official-source strong{font-size:.81rem}.document-notice span,.official-source p{color:#5c6a7e;font-size:.72rem;line-height:1.5;margin:0}.official-source{margin-top:30px}.official-source a{font-size:.74rem;margin-top:6px;display:inline-flex;align-items:center;gap:5px}.document-footer{display:flex;align-items:center;justify-content:space-between;gap:20px;border-top:1px solid var(--jota-line);margin-top:40px;padding-top:20px;font-size:.7rem;color:#7a8493}.document-footer a{display:inline-flex;align-items:center;gap:5px}

@media(max-width:1199.98px){
 .simulator-intro{padding-left:68px}
 .documents-layout{grid-template-columns:285px minmax(0,1fr);gap:28px}.documents-content{padding:38px}
}
@media(max-width:991.98px){
 .simulator-intro{padding-left:0;max-width:none}
 .documents-layout{grid-template-columns:1fr}.documents-sidebar{position:relative;top:auto}.documents-nav{display:grid;grid-template-columns:repeat(3,1fr)}.documents-nav a{border-bottom:0;border-right:1px solid var(--jota-line)}.documents-nav a:last-child{border-right:0}.documents-nav a>svg:last-child{display:none}.documents-help{display:none}
}
@media(max-width:767.98px){
 html{scroll-padding-top:100px}.container{--bs-gutter-x:2.25rem}.jota-logo{height:42px}.jota-navbar{min-height:66px}.jota-topline .container{gap:10px!important}.jota-topline span,.jota-topline a{white-space:nowrap}.jota-topline span:first-child{max-width:58%;overflow:hidden;text-overflow:ellipsis}.jota-topline a{margin-left:auto}
 .hero-layout{gap:34px}.hero-copy{width:100%}.hero h1{font-size:clamp(2.75rem,13vw,4rem);line-height:.94;letter-spacing:-.06em}.hero-sub{line-height:1.65}.hero-actions{gap:1rem}.hero-actions .btn-jota{width:100%}.hero-actions .text-link{margin-left:2px}.hero-simulator-zone{width:calc(100% + 2.25rem);margin-left:-1.125rem;padding:38px 1.125rem 58px}.hero-blue-shape{left:-10vw;right:-10vw}.simulator-intro{padding:0 4px 17px}.simulator-intro strong{font-size:1.08rem}.simulator-card{width:100%;padding:20px 18px}.sim-progress{font-size:.6rem;gap:7px}.sim-progress b{width:22px;height:22px}.sim-title{font-size:1.18rem}.sim-note{font-size:.74rem;line-height:1.5}.sim-fields-contact{grid-template-columns:1fr}.sim-tabs{grid-template-columns:1fr 1fr}.sim-tab{min-height:48px}.range-wrap{padding:14px}.range-meta strong{font-size:1.35rem}.form-control,.form-select{font-size:16px;min-height:48px}.sim-privacy{font-size:.64rem}.sim-submit,.sim-step .btn-jota{min-height:50px}
 .section{padding:68px 0}.section-title{font-size:clamp(2.15rem,10vw,3.2rem);line-height:1}.section-lead{line-height:1.68}.section-heading{margin-bottom:34px}.goal-card{min-height:330px;padding:25px}.goal-content h3{font-size:2rem}.credit-grid{gap:12px}.offer-card{min-width:0}.benefits-layout{gap:34px}.page-hero{padding:58px 0 46px}.page-hero h1{font-size:clamp(2.7rem,12vw,4rem)}
 .documents-hero{padding-bottom:44px}.documents-section{padding-top:30px}.documents-layout{gap:18px}.documents-sidebar{margin:0 -1px;overflow:hidden}.documents-nav{display:flex;flex-direction:row;overflow-x:auto;scroll-snap-type:x mandatory}.documents-nav a{min-width:235px;border-right:1px solid var(--jota-line);scroll-snap-align:start}.documents-nav a.active{box-shadow:inset 0 -4px 0 var(--jota-blue)}.documents-sidebar-head{padding:18px}.documents-content{padding:28px 22px}.document-title{margin-bottom:24px;padding-bottom:22px}.document-title h2{font-size:2rem}.document-notice,.official-source{padding:15px 14px}.document-footer{align-items:flex-start;flex-direction:column;gap:9px}
 .footer-cta{padding-top:60px}.cta-panel{padding:29px 22px}.cta-panel .btn-light-jota{width:100%}.footer{padding-top:50px}.footer-links{gap:18px}.footer-bottom{line-height:1.5}.cookie-banner{left:10px;right:10px;bottom:10px;padding:14px}.whatsapp-float{right:12px;width:50px;height:50px}
}
@media(max-width:480px){
 .container{--bs-gutter-x:1.75rem}.hero-simulator-zone{width:calc(100% + 1.75rem);margin-left:-.875rem;padding-left:.875rem;padding-right:.875rem}.jota-topline{font-size:.57rem}.jota-topline span:first-child{max-width:53%}.hero h1{font-size:clamp(2.55rem,13.5vw,3.55rem)}.eyebrow{font-size:.65rem}.sim-progress span{letter-spacing:0}.sim-tabs{grid-template-columns:1fr 1fr}.sim-tab{padding:.72rem .55rem}.goal-content h3{font-size:1.8rem}.footer-links{grid-template-columns:1fr}.footer-contact{grid-column:auto}.documents-nav a{min-width:220px}.documents-content{padding:24px 18px}
}
@media(max-width:360px){.hero h1{font-size:2.42rem}.sim-progress{grid-template-columns:auto 20px auto}.sim-progress span{font-size:.55rem}.simulator-card{padding:18px 15px}.documents-nav a{min-width:205px}}
@media(prefers-reduced-motion:reduce){html{scroll-behavior:auto}*,*:before,*:after{animation-duration:.001ms!important;animation-iteration-count:1!important;transition-duration:.001ms!important;scroll-behavior:auto!important}}


/* PATCH 04 — visibilidade fail-safe
   Conteúdo principal nunca deve depender de JS/IntersectionObserver para aparecer. */
[data-aos],
[data-aos][data-aos-delay],
[data-aos][data-aos-duration] {
  opacity: 1 !important;
  visibility: visible !important;
  transform: none !important;
  transition-property: none !important;
}

html, body {
  min-height: 100%;
}

.hero-copy,
.hero-simulator-zone,
.partner-line,
.section-heading,
.goal-card,
.offer-card,
.benefits-intro,
.benefit-list,
.process-grid > article,
.footer-cta .cta-panel {
  opacity: 1 !important;
  visibility: visible !important;
}

/* PATCH 06 — Scrollbar Jota
   Padrão global do site: fina, azul institucional e sem setas. */
html,
body,
* {
  scrollbar-width: thin;
  scrollbar-color: #154a9f #eef2f7;
}

*::-webkit-scrollbar {
  width: 9px;
  height: 9px;
}

*::-webkit-scrollbar-track {
  background: #eef2f7;
  border-radius: 3px;
}

*::-webkit-scrollbar-thumb {
  background: #154a9f;
  border: 2px solid #eef2f7;
  border-radius: 3px;
  min-height: 34px;
}

*::-webkit-scrollbar-thumb:hover {
  background: #0b419b;
}

*::-webkit-scrollbar-thumb:active {
  background: #07367f;
}

*::-webkit-scrollbar-button,
*::-webkit-scrollbar-button:single-button,
*::-webkit-scrollbar-button:horizontal,
*::-webkit-scrollbar-button:vertical {
  display: none !important;
  width: 0 !important;
  height: 0 !important;
  background: transparent !important;
}

*::-webkit-scrollbar-corner {
  background: #eef2f7;
}